Unlocking funding to support growth

​Cheap money driven by record-low interest rates over the last 10 years has left a crowded market for businesses seeking to raise debt finance. We still have the traditional banks and independents, now joined by countless small funds backed by wealthy investors and a growing number of peer-to-peer or platform-based funders. 

This creates a problem

One in 5 businesses don’t know where to start when choosing a business current account, loan, overdraft or other financial products for their business. 

Even more businesses - nearly 30% - claim the time needed to research the various options in a now crowded market presents a challenge. 

Our team, with several careers worth of experience in business finance are discovering new solutions regularly.

Of course, once a business has decided on a small number of funders to talk to, there are multiple types to choose from - secured, unsecured, fixed-term, revolving - each of which has a number of products within. Unless you are an expert it can be overwhelming.

What is the solution?

Liquidity Club arose from like minded individuals who identified with the issues outlined above. We choose to work with a small pool of lenders – some established, some disruptive; some banks, some independents. This means we can understand their products, their risk appetite, their client service, and get to know the people who will be looking after the business long-term. 

At Liquidity Club we have been working with a variety of SMEs and mid-corporates to help them unlock their growth potential with vital funding solutions. If you would like to understand how to unlock funding for your business, please contact Will Mason.

http://www.heraldscotland.com/business_hq/markets_economy/16156883.Small_businesses_baffled_amid_growth_in_number_of_funders/